• shortwavesurfer@lemmy.zip
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      24 hours ago

      Switch banks. That’s what I did. I had a bank that required an app to use them as well before I decided that I cared about my privacy and wanted more of it. And when I found out that my bank wouldn’t let me do things, I switched banks. Because fuck them.

      Generally it’s neobanks that cause the most problems. If you’re using older banks that have been around for quite a long time, they don’t have nearly the technology, so are less likely to have this occur. In the United States, an example of this might be something like Wells Fargo or Discover or something like that, whereas one of these neobanks that would cause problems would be like chime.

      Generally, stay away from thin tech and stay with actual banks. You might also look at credit unions. My local credit union is really good, and has a good online website, and has an app as well, but doesn’t require it at all.

      • ☂️-@lemmy.ml
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        19 hours ago

        i’m not aware of any i can switch to in my country that doesn’t require a phone and an annoying pairing process.

      • ScoffingLizard@lemmy.dbzer0.com
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        19 hours ago

        I might make a post about banks that don’t require apps or collect data. Mine is stupid about it if you don’t opt out. I’m so sick of every business normalizing this.

      • kimchi@lemmy.world
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        23 hours ago

        I use several banks and several credit unions, and the only thing I can’t do with a laptop is deposit checks (which is getting pretty rare).

        FinTech products like PayPal, Venmo, Cash.app, BlueBird and such often require a phone app, but aren’t regulated banks, and are best avoided when possible.

        • shortwavesurfer@lemmy.zip
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          23 hours ago

          Same here, I might end up with a check in my hands like once per year, and so I have to make like one single trip to my credit union every single year or whatever to deposit that check, and that’s it.

        • Avatar of Vengeance@lemmy.ml
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          19 hours ago

          I didn’t know they rolled like that, good to know for the purposes of learning about banking & surveillance systems. haven’t seen it mentioned on GOS forums

          • ☂️-@lemmy.ml
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            3 hours ago

            the facial scanning tech you guys are starting to see used against you now has been trialed in your colonies first to make sure it works well for them.

            boomerang is just now coming back on this one.