That’s great, I still need primary on the phone with backup on the watch.

I have not encountered a place that doesn’t accept Apple Pay since I stopped going to Walmart years ago.

“Needs to” may be a bit strong for you, but for me it’s legit. I will NOT switch to an OS without Google Pay, Apple Pay, or Samsung Pay.

If my phone is dead, broken, or stolen, I use my watch.

Credit card companies can claim whatever they want, that’s not how their agreement works. They need to cover. But also the risk of someone stealing my unlocked phone is so exponentially lower than the risk of someone stealing my cards that I’m not even remotely concerned.

I don’t remember the last time I brought my cards with me. Needs to be on my phone.

I’d likely make the jump if they supported Google pay. But they don’t, so iPhone it is now