If you have abundance, it wouldn’t thus be immoral to steal from you.

A billionaire can have all their billions planned for their family and friends as well. Doesn’t make them less selfish.

You also have the power to help those around you, even if they are not your friends. But you clearly stated you do not want to help those.

If you can’t seem to understand the words “Always” and “Never”, then that is on you.

That is because Scrooge wasn’t written bij actual rich people. So of course he knows nuance.