Nyadia

Take this with a grain of salt cause this is just what I’ve heard from a friend who knows a lot more about server hosting than I do, but from what I’ve heard hosting a Matrix homeserver is a potential legal liability unless you’re really selective about who you let on your server cause it stores the entire state of every room a user uses, so all it takes is one friend of a friend to visit a sketchy room where people have shared csam and you could be in trouble.

Assuming this is accurate and not just my friend misunderstanding something or being overly paranoid I could imagine people being very hesitant about hosting their own server rather than just using the default matrix.org server.

I think this is more malice than it is ineptitude tbh.