Did not see your other comments, glad it worked for you!
2 quirks I found that were easily fixed, not sure if you will find them handy:
- Weather app automatic locations doesn’t work --> enable geocoder in settings > location > location services
- Google maps location lock doesn’t work until leaving parking garages --> settings > location > location services > network location


I suppose it’s just a matter of perspective. “Needs to” is a bit strong imo. Do you carry a license? Those are generally not available digitally. Also what about a worst case scenario where your phone is dead, broken, stolen, or payments are not working?